FHA Is Rewriting Its Property Rules for the First Time in 20+ Years — What Buyers Need to Know

FHA Is Rewriting Its Property Rules for the First Time in 20+ Years — What Buyers Need to Know

Douglas Wilkerson
Published on: 25/10/2026

FHA's September 22, 2026 draft would end required appliance observations and crawl-space visits, set a C4 condition minimum, and narrow lead-paint repairs to the dwelling. Feedback closes November 6, 2026 — but nothing changes yet. What buyers and sellers should do now.

FHA property rules rewriteFHA minimum property requirementsFHA appraisal requirementsFHA C4 condition ratingFHA crawl space requirementsFHA appraisal deal killersFHA loan Jacksonville buyersFHA first time home buyerHUD Handbook 4000.1 draft
FHA Is Rewriting Its Property Rules for the First Time in 20+ Years — What Buyers Need to Know

FHA Is Rewriting Its Property Rules for the First Time in 20+ Years — What Buyers Need to Know

Douglas Wilkerson
Published on: 06/10/2026

FHA proposed the first rewrite of its minimum property requirements in 20+ years: no more appliance inspections, no crawl-space visits, and a C4 condition floor. Here's what's changing, what isn't, and what to do.

FHA minimum property requirementsFHA appraisal requirements 2026FHA MPR rewriteFHA property condition C4FHA appliance inspection ruleFHA crawl space requirementsFHA appraisal repair conditionsFHA loan JacksonvilleFHA Handbook 4000.1 update